:root{
  --navy:#13233a; --navy-2:#1d3352; --laranja:#c8551f; --laranja-esc:#a8441a;
  --ouro:#c9a35a; --creme:#faf6f0; --branco:#fff; --texto:#1e2633; --suave:#5a6474;
  --linha:#e7dfd3; --wa:#1fa855; --wa-esc:#178a45; --raio:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--creme);color:var(--texto);font:400 17px/1.7 "Open Sans",system-ui,-apple-system,Segoe UI,sans-serif}
img{max-width:100%;height:auto;display:block}
a{color:var(--laranja-esc)}
h1,h2,h3{font-family:Montserrat,system-ui,sans-serif;color:var(--navy);line-height:1.25;margin:0 0 .6em}
h1{font-size:clamp(1.8rem,4.5vw,2.7rem);font-weight:800;letter-spacing:-.01em}
h2{font-size:clamp(1.35rem,3vw,1.75rem);font-weight:700;margin-top:1.8em}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{width:100%;max-width:1080px;margin:0 auto;padding:0 20px}
.pular{position:absolute;left:-999px}.pular:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px}

/* topo */
.topo{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px rgba(0,0,0,.15)}
.topo-in{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.marca{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;min-width:0}
.marca img{width:40px;height:40px;border-radius:9px;background:#fff;flex:none}
.marca span{display:flex;flex-direction:column;line-height:1.2;min-width:0}
.marca strong{font-family:Montserrat,sans-serif;font-size:1rem}
.marca small{font-size:.74rem;color:#c9d3e2;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

/* botões */
.btn{display:inline-flex;align-items:center;gap:10px;font:700 1rem/1 Montserrat,sans-serif;text-decoration:none;border-radius:999px;padding:15px 24px;transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-wa{background:var(--wa);color:#fff}.btn-wa:hover{background:var(--wa-esc)}
.btn-sm{padding:10px 16px;font-size:.9rem}
.btn-sec{background:transparent;color:var(--navy);border:2px solid var(--navy)}
.btn-sec:hover{background:var(--navy);color:#fff}

/* home */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;overflow:hidden}
.hero-in{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:end;padding-top:56px}
.hero h1{color:#fff}
.hero .selo{color:var(--ouro)}
.hero p.lead{color:#dfe6f0;font-size:1.12rem}
.hero-foto{align-self:end;background:var(--laranja);border-radius:var(--raio) var(--raio) 0 0;overflow:hidden}
.hero-txt{padding-bottom:56px}
.hero-botoes{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 18px}
.hero .btn-sec{color:#fff;border-color:#fff}.hero .btn-sec:hover{background:#fff;color:var(--navy)}
.fatos{display:flex;flex-wrap:wrap;gap:8px 20px;list-style:none;padding:0;margin:0;font-size:.92rem;color:#c9d3e2}
.fatos li::before{content:"✓ ";color:var(--ouro);font-weight:700}
.secao{padding:56px 0}
.secao>.wrap>h2:first-child{margin-top:0}
.secao-branca{background:var(--branco)}
.intro{max-width:760px;color:var(--suave)}
.grade{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px;margin-top:24px}
.card{display:block;background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);padding:22px;text-decoration:none;color:var(--texto);transition:border-color .15s,box-shadow .15s}
.secao-branca .card{background:var(--creme)}
.card:hover{border-color:var(--laranja);box-shadow:0 6px 20px rgba(19,35,58,.08)}
.card h3{margin-bottom:.35em}
.card p{margin:0;font-size:.95rem;color:var(--suave)}
.card .mais{display:inline-block;margin-top:10px;font-weight:700;color:var(--laranja-esc);font-size:.92rem}
.passos{counter-reset:p;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.passos li{background:var(--creme);border-radius:var(--raio);padding:22px;position:relative}
.passos li::before{counter-increment:p;content:counter(p);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--laranja);color:#fff;font:800 1rem Montserrat,sans-serif;margin-bottom:10px}
.sobre{display:grid;grid-template-columns:280px 1fr;gap:36px;align-items:start}
.sobre img{border-radius:var(--raio)}
.contato{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.contato .bloco{background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);padding:24px}

/* artigo */
.trilha{font-size:.88rem;color:var(--suave);padding-top:18px}
.trilha a{color:var(--suave)}
.artigo{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:40px;padding-top:12px;padding-bottom:56px;align-items:start}
.art-cab{padding:12px 0 8px}
.selo{font:700 .8rem Montserrat,sans-serif;text-transform:uppercase;letter-spacing:.08em;color:var(--laranja-esc);margin-bottom:.6em}
.lead{font-size:1.12rem;color:var(--suave)}
.resumo{background:var(--branco);border-left:5px solid var(--laranja);border-radius:0 var(--raio) var(--raio) 0;padding:18px 22px;margin:22px 0 24px;box-shadow:0 2px 10px rgba(19,35,58,.05)}
.resumo-tit{font:700 .82rem Montserrat,sans-serif;text-transform:uppercase;letter-spacing:.06em;color:var(--navy);margin-bottom:.4em}
.resumo p:last-child,.resumo ul:last-child{margin-bottom:0}
.sumario{background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);padding:16px 22px;margin:28px 0 4px}
.sumario p{font-weight:700;margin-bottom:.3em}
.sumario ol{margin:0;padding-left:1.2em}
.texto ul,.texto ol{padding-left:1.3em}
.texto li{margin-bottom:.4em}
.texto table{width:100%;border-collapse:collapse;margin:0 0 1.2em;background:var(--branco);font-size:.95rem}
.texto th,.texto td{border:1px solid var(--linha);padding:10px 12px;text-align:left;vertical-align:top}
.texto th{background:var(--navy);color:#fff;font-weight:600}
.tabela{overflow-x:auto}
.destaque{background:#fff4ec;border:1px solid #f1d2bf;border-radius:var(--raio);padding:16px 20px;margin:0 0 1.2em}
.destaque p:last-child{margin:0}
.faq details{background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:16px 48px 16px 20px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font:700 1.4rem Montserrat,sans-serif;color:var(--laranja)}
.faq details[open] summary::after{content:"–"}
.faq summary h3{margin:0;font-size:1.02rem}
.faq .resp{padding:0 20px 16px}
.faq .resp p:last-child{margin:0}
.cta{background:var(--navy);color:#fff;border-radius:var(--raio);padding:30px;margin:36px 0 28px}
.cta h2{color:#fff;margin-top:0}
.cta p{color:#dfe6f0}
.autor{display:flex;gap:18px;align-items:flex-start;border-top:1px solid var(--linha);padding-top:24px}
.autor img{width:96px;height:96px;border-radius:50%;flex:none}
.autor-nome{font:700 1.05rem Montserrat,sans-serif;color:var(--navy);margin-bottom:.2em}
.autor p{font-size:.95rem}
.autor-data{color:var(--suave);font-size:.85rem!important;margin:0}
.relacionados{position:sticky;top:84px;background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);padding:20px;margin-top:20px}
.relacionados h2{font-size:1rem;margin:0 0 .6em}
.relacionados ul{list-style:none;padding:0;margin:0}
.relacionados li{border-top:1px solid var(--linha)}
.relacionados a{display:block;padding:9px 0;text-decoration:none;color:var(--navy);font-weight:600;font-size:.95rem}
.relacionados a:hover{color:var(--laranja-esc)}

/* rodapé */
.rodape{background:var(--navy);color:#c9d3e2;padding:44px 0 90px;font-size:.93rem}
.rodape a{color:#fff}
.rodape-in{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:28px}
.rodape p{margin:0 0 .35em}
.rodape-nome{font:700 1rem Montserrat,sans-serif;color:#fff}
.rodape ul{list-style:none;padding:0;margin:0;columns:1}
.rodape li{margin-bottom:.35em}
.aviso{font-size:.8rem;color:#93a1b6;margin-top:20px!important}
.wa-flutuante{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;box-shadow:0 6px 20px rgba(0,0,0,.25);z-index:30}
.wa-flutuante svg{width:30px;height:30px}

@media (max-width:860px){
  .hero-in{grid-template-columns:1fr;gap:0;padding-top:36px}
  .hero-txt{padding-bottom:28px}
  .hero-foto{max-width:340px;margin:0 auto}
  .artigo{grid-template-columns:1fr;gap:0}
  .relacionados{position:static}
  .sobre{grid-template-columns:1fr}
  .sobre img{max-width:260px}
  .contato,.rodape-in{grid-template-columns:1fr}
}
@media (max-width:420px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .marca small{display:none}
  .btn-sm span{display:none}
  .btn-sm{padding:10px}
  .hero-botoes .btn{width:100%;justify-content:center}
  .cta{padding:24px 20px}
}